How many months did yall finance for though for the ones of you that got 0.9 and 1.9%? When I went Honda financial was only offering 1.9% for 48 months and 0.9% for 36 months but that was too high a payment for me so I went with 4% for 60 months. But I got 0.9% on my 2012 altima for 72 months.
Ya I guess your right. But I sell cars and at least its not like some people that I see getting 17.99 or 24.9% so ill take my 4%, like I said I got 0.9% on my altima and I'm only 22 so my credit history isn't that long.
I would just like to take a poll of what payment method everyone is doing for their new 2013 Civics? Are you mostly paying it off in FULL, financing (and if so, how many months?) or leasing??
I, myself. plan to purchase a 2013 EX Sedan in late June and follow the 20-4-10 method. That is, put at least 20% down, finance for NO LONGER than 48 months, and be sure monthly payment is ONLY 10% of your
monthly take home pay. I think that is the financially responsible method to purchase a car.
Could buy it outright in cash, financing 5k of it for credit improving purposes. Figured it can't hurt for a couple percent extra to have a better mortgage rate in the future on a home. (This was also recommended by a financial adviser to me.)
.09% Financing 12' Si, North Shore Honda, Glen Head, Long Island, New York.
Car is/was a gift. Said person could've bought cash but also wanted to boost credit.
Wrote a check for the final amount. Could have used our line of credit, but didn't feel like paying for the credit life insurance the bank requires. Qualified for Honda's 0.9% loan, but can't write that interest off on taxes. A loan is a good idea for building a credit rating. Just remember to buy the car on an agreed to price and then talk about financing with the dealer. Check out carbuyingtips.com and read the new car section b4 you head out to the dealerhips.
This is an older thread, you may not receive a response, and could be reviving an old thread. Please consider creating a new thread.
Related Threads
?
?
?
?
?
9th Gen Civic Forum
720.8K posts
39.3K members
Since 2010
A forum community dedicated to 9th generation Honda Civic owners and enthusiasts. Come join the discussion about performance, tuning, engine swaps, turbos, modifications, troubleshooting, maintenance, and more!