Nice question. When I need some money I just open my wardrobe and search for those clothes that I won't ever wear and I sell them on eBay or other websites. This is how I process when I need not a big sum of money. Of course, when I wanted to by iPhone XS I just got a loan in an online bank https://foxycredit.com/se/thorn-lan, that gave me the money with the interest of 2% for about a year, so it's pretty good. This is a fast way to get money so you can choose the one you like more.