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6 Posts
Hello fellow drivers.
My car was hit while parked at a restaurant by another driver that has USAA insurance and I don't know what to do as this never happened to me before. Could you help me resolve this?
No police was called to the scene as the driver is in the military (under 21).
Here's the story:
I was eating at a restaurant and my car was parked right outside. The driver of the other car way getting out of his parking spot, hit my car and messed up my front bumper so it's not drivable. I left my car at the scene and notified both my insurance (GEICO) and his insurance (USAA). my insurance (GEICO) told me that I'm going to have to talk to his insurance (USAA) to figure out what to do next. I went ahead and called his insurance and they told me that they need the insurer's statement first to take the responsibility of fixing my car.
What I'm worried about is that it is a long weekend with Monday being Memorial Day and if USAA doesn't approve of the insurance by then, then I would have to leave my car at the scene for 3 nights, which worries me of my car getting vandalized. Secondly, if USAA doesn't approve, then I would not have a transportation to go to work, as I work on Monday, which is tomorrow.
Even if I get my car towed to a dealership to fix it, wouldn't the tow truck driver not be able to drop my car off tomorrow (Sunday) at the dealership because they will be closed?
I have an LX, so my fog lights are aftermarket. Would the dealership install new fog lights on my car if they see it installed?
So right now, I'm just waiting for USAA to contact their insurer and get back to me ASAP, but I'm pretty sure they're going to take a long time as it is a long weekend.
What can I do at this point to get a rental car and get my car towed?
Thank you so much for your help in advance and I hope you're having a great weekend.
My car was hit while parked at a restaurant by another driver that has USAA insurance and I don't know what to do as this never happened to me before. Could you help me resolve this?
No police was called to the scene as the driver is in the military (under 21).
Here's the story:
I was eating at a restaurant and my car was parked right outside. The driver of the other car way getting out of his parking spot, hit my car and messed up my front bumper so it's not drivable. I left my car at the scene and notified both my insurance (GEICO) and his insurance (USAA). my insurance (GEICO) told me that I'm going to have to talk to his insurance (USAA) to figure out what to do next. I went ahead and called his insurance and they told me that they need the insurer's statement first to take the responsibility of fixing my car.
What I'm worried about is that it is a long weekend with Monday being Memorial Day and if USAA doesn't approve of the insurance by then, then I would have to leave my car at the scene for 3 nights, which worries me of my car getting vandalized. Secondly, if USAA doesn't approve, then I would not have a transportation to go to work, as I work on Monday, which is tomorrow.
Even if I get my car towed to a dealership to fix it, wouldn't the tow truck driver not be able to drop my car off tomorrow (Sunday) at the dealership because they will be closed?
I have an LX, so my fog lights are aftermarket. Would the dealership install new fog lights on my car if they see it installed?
So right now, I'm just waiting for USAA to contact their insurer and get back to me ASAP, but I'm pretty sure they're going to take a long time as it is a long weekend.
What can I do at this point to get a rental car and get my car towed?
Thank you so much for your help in advance and I hope you're having a great weekend.

